APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
APY refers to the annual percentage yield.
Loan Rates
| Rates as of 10/20/2022 | ||||
| Rate Description | Term | Payment Description | APR | APR Type |
| New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing | 24 Months | $42.65 per $1,000 per month | Rates As Low As 2.25% | Fixed |
| New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing | 36 Months | $28.98 per $1,000 per month | Rates As Low As 2.75% | Fixed |
| New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing | 48 Months | $22.25 per $1,000 per month | Rates As Low As 3.25% | Fixed |
| New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing | 60 Months | $18.08 per $1,000 per month | Rates As Low As 3.25% | Fixed |
| New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing | 72 Months | $15.42 per $1,000 per month | Rates As Low As 3.50% | Fixed |
| New RV/Boat – Models Up To 3 Years Old – 100 % Financing | 84 Months | $13.91 per $1,000 per month | Rates As Low As 4.50% | Fixed |
| New RV/Boat – Models Up To 3 Years Old – 100% Financing | 120 Months | $10.61 per $1,000 per month | Rates As Low As 5.00% | Fixed |
| New RV/Boat – Models Up To 3 Years Old – 100% Financing | 180 Months | $8.18 per $1,000 per month | Rates As Low As 5.50% | Fixed |
| Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price | 24 Months | $42.99 per $1,000 per month | Rates As Low As 3.00% | Fixed |
| Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price | 36 Months | $29.20 per $1,000 per month | Rates As Low As 3.25% | Fixed |
| Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price | 48 Months | $22.47 per $1,000 per month | Rates As Low As 3.75% | Fixed |
| Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price | 60 Months | $18.42 per $1,000 per month | Rates As Low As 4.00% | Fixed |
| Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price | 72 Months | $15.67 per $1,000 per month | Rates As Low As 4.25% | Fixed |
| Used RV/Boat – 100% Financing of NADA Retail Price | 84 Months | $14.02 per $1,000 per month | Rates As Low As 4.75% | Fixed |
| Used RV/Boat – 100% Financing of NADA Retail Price | 120 Months | $10.86 per $1,000 per month | Rates As Low As 5.50% | Fixed |
| Untitled Vehicles – Such As – Snowmobiles, 4 Wheelers, Jet Skies, etc | Up to 36 Months | $30.54 per $1,000 per month | Rates As Low As 6.25% | Fixed |
| Personal Loans up to $15,000 | Up to 72 Months | $16.70 per $1,000 per month | Rates As Low As 6.25% | Fixed |
| Certificate Secured Loans | Up to 120 months | Call For Payments | 2.00% Above Rate Earned | Fixed |
| Share Secured Loans | Up to 120 Months | Call For Payments | 2.25% Above Rate Earned | Fixed |
| 30% Share Secured Loans | Up to 72 Months | $15.54 per $1,000 per month | Rates As Low As 3.75% | Fixed |
| Holiday Loans Available October thru January | 12 Months $2,500 Maximum | $85.50 per $1,000 per month | Rates As Low As 4.74% | Fixed |
| Vacation Loans | 18 Months $3,500 Maximum | $57.67 per $1,000 per month | Rates As Low As 4.74% | Fixed |
| Computer Loans | Up to 24 Months | $43.76 per $1,000 per month | Rates As Low As 4.74% | Fixed |
| Overdraft Protection | Revolving Limits $300 to $2,000 | $50.00 minimum payment per month | 12.75% | Variable |
| Stock Secured Loans | Up to 60 Months | $19.87 per $1,000 per month | 7.15% | Fixed |
| VISA Gold Credit Card | Revolving Limits to $20,000 | Minimum payment is 2.00% of the outstanding balance per month | Rates As Low As 6.25% | Variable |
| VISA Classic Credit Card | Revolving Limits to $10,000 | Minimum payment is 2.00% of the outstanding balance per month | Rates As Low As 6.50% | Variable |
| Home Equity Line of Credit – VISA Credit Card Access Variable Rate | 10 Years to Draw 15 Years to Repay | Minimum payment is 1.00% of the outstanding balance per month | 6.25% | Variable |
| Home Equity Loans Fixed Rate 80% Financed | Up to 60 Months | $18.76 per $1,000 per month | 4.75% | Fixed |
| Home Equity Loans Fixed Rate 80% Financed | 61 to 120 Months | $10.61 per $1,000 per month | 5.00% | Fixed |
| Home Equity Loans Fixed Rate 80% Financed | 121 to 180 Months | $8.04 per $1,000 per month | 5.25% | Fixed |
| Home Equity Loans Fixed Rate 90% Financed | Up to 60 Months | $19.22 per $1,000 per month | 5.75% | Fixed |
| Home Equity Loans Fixed Rate 90% Financed | 61 to 120 Months | $11.11 per $1,000 per month | 6.00% | Fixed |
| Home Equity Loans Fixed Rate 90% Financed | 121 to 180 Months | $8.58 per $1,000 per month | 6.25% | Fixed |
| Mortgage Loans | 15 Years | CALL THE CREDIT UNION | ||
| Mortgage Loans | 20 Years | FOR CURRENT | ||
| Mortgage Loans | 30 Years | RATES | ||