Loan Rates

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates

Rates as of 12/12/2017.
Rate Description Term Payment Description APR APR Type
New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing 24 Months $42.54 per $1,000 per month Rates As Low As 1.99% Fixed
New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing 36 Months $28.86 per $1,000 per month Rates As Low As 2.49% Fixed
New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing 48 Months $22.03 per $1,000 per month Rates As Low As 2.75% Fixed
New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing 60 Months $17.86 per $1,000 per month Rates As Low As 2.75% Fixed
New Auto/Truck/Motorcycle/ RV/Boat – Models Up To 3 Years Old – 100% Financing 72 Months $15.20 per $1,000 per month Rates As Low As 3.00% Fixed
New RV/Boat – Models Up To 3 Years Old – 100 % Financing 84 Months $13.68 per $1,000 per month Rates As Low As 4.00% Fixed
New RV/Boat – Models Up To 3 Years Old – 100% Financing 120 Months $10.37 per $1,000 per month Rates As Low As 4.50% Fixed
New RV/Boat – Models Up To 3 Years Old – 100% Financing 180 Months $7.91 per $1,000 per month Rates As Low As 5.00% Fixed
Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price 24 Months $42.88 per $1,000 per month Rates As Low As 2.75% Fixed
Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price 36 Months $29.09 per $1,000 per month Rates As Low As 3.00% Fixed
Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price 48 Months $22.25 per $1,000 per month Rates As Low As 3.25% Fixed
Used Auto/Truck/Motorcycle/ RV/Boat – 100% of NADA Retail Price 60 Months $18.20 per $1,000 per month Rates As Low As 3.50% Fixed
Used RV/Boat – 100% Financing of NADA Retail Price 84 Months $13.79 per $1,000 per month Rates As Low As 4.25% Fixed
Used RV/Boat – 100% Financing of NADA Retail Price 120 Months $10.61 per $1,000 per month Rates As Low As 5.00% Fixed
Untitled Vehicles – Such As – Snowmobiles, 4 Wheelers, Jet Skies, etc Up to 36 Months $30.54 per $1,000 per month Rates As Low As 6.25% Fixed
Personal Loans up to $15,000 Up to 72 Months $16.70 per $1,000 per month Rates As Low As 6.25% Fixed
Certificate Secured Loans Up to 120 months Call For Payments 2.00% Above Rate Earned Fixed
Share Secured Loans Up to 120 Months Call For Payments 2.25% Above Rate Earned Fixed
30% Share Secured Loans Up to 72 Months $15.54 per $1,000 per month Rates As Low As 3.75% Fixed
Holiday Loans Available October thru January 12 Months $2,500 Maximum $85.50 per $1,000 per month Rates As Low As 4.74% Fixed
Vacation Loans 18 Months $3,500 Maximum $57.67 per $1,000 per month Rates As Low As 4.74% Fixed
Computer Loans Up to 24 Months $43.76 per $1,000 per month Rates As Low As 4.74% Fixed
Overdraft Protection Revolving Limits $300 to $2,000 $50.00 minimum payment per month 12.75% Variable
Stock Secured Loans Up to 60 Months $19.87 per $1,000 per month 7.15% Fixed
VISA Gold Credit Card Revolving Limits to $20,000 Minimum payment is 2.00% of the outstanding balance per month Rates As Low As 6.25% Variable
VISA Classic Credit Card Revolving Limits to $10,000 Minimum payment is 2.00% of the outstanding balance per month Rates As Low As 6.50% Variable
Home Equity Line of Credit – VISA Credit Card Access Variable Rate 10 Years to Draw 15 Years to Repay Minimum payment is 1.00% of the outstanding balance per month 5.00% Variable
Home Equity Loans Fixed Rate 80% Financed Up to 60 Months $18.09 per $1,000 per month 3.25% Fixed
Home Equity Loans Fixed Rate 80% Financed 61 to 120 Months $10.25 per $1,000 per month 4.25% Fixed
Home Equity Loans Fixed Rate 80% Financed 121 to 180 Months $7.79 per $1,000 per month 4.75% Fixed
Home Equity Loans Fixed Rate 90% Financed Up to 60 Months $18.99 per $1,000 per month 5.25% Fixed
Home Equity Loans Fixed Rate 90% Financed 61 to 120 Months $11.24 per $1,000 per month 6.25% Fixed
Home Equity Loans Fixed Rate 90% Financed 121 to 180 Months $8.86 per $1,000 per month 6.75% Fixed
Mortgage Loans 15 Years $6.91 per $1,000 per month 3.625% Fixed
Mortgage Loans 20 Years $5.87 per $1,000 per month 3.875% Fixed
Mortgage Loans 30 Years $23.17 per $5,000 per month 4.125% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.