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| | Schedule of Fees – Effective November 9, 2009 ATM/Debit card annual fee $12.00 (Charged annually every January) ATM/Debit card PIN based transactions $ 1.00 (4 free per month) Non-sufficient funds ATM/Debit card $25.00 (Transaction manually cleared) Change PIN for ATM/Debit card $ 5.00 Replace lost/stolen ATM/Debit card $10.00 Replace lost/stolen Credit card $10.00 Share Draft check printing (Fee is based on style of draft ordered) Certified Share Draft $15.00 Share Draft – manually cleared $25.00 Share Draft - returned $30.00 Stop payment – all items $25.00 Copy of Share Draft paid $ 5.00 Pre-authorized withdrawal (ACH) – manually cleared $25.00 Pre-authorized withdrawal (ACH) – returned $30.00 Charge to overdraw account $25.00 Deposited item returned unpaid $30.00 Account research – per hour $25.00 Account balancing assistance – per hour $25.00 Statement copy $ 3.00 IRA fee to close account $10.00 Credit Union bank check – not paid to member $ 5.00 (1 free per month) Money Order $ 3.00 Electronic Bill Pay No charge Home Banking & Audio Response No charge Wire transfer – incoming $10.00 Wire transfer – outgoing domestic $20.00 Wire transfer – outgoing international $55.00 Protest fee $50.00
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